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What the hell is going on?
Wednesday, April 1st, 2009
I was looking over my student loan info this evening, seeing how much I still owe, how each loan breaks down and so forth, and I noticed something unsettling.
These are the original amounts borrowed for the five separate loans I took out to get through school:
$6,664
$10,000
$19,623
$9,000
$17,290
Total:$62,567
Yikes huh? It gets better.
I have been making payments toward these loans since about July of 2007. During this time I have been paying MORE than my scheduled payment amount, much of the time quite a bit more.
In fact in 2008 I paid $7,071.75 in interest. JUST INTEREST. I am not sure what the full amount is because it is not on the little form they send you for taxes but I would guess it is a bit north of $10,000 for the year.
With that information what would you estimate my current balance to be?
If you guessed $65,177.37 you would be correct.
As you can see I have not yet even made a dent, in fact I have lost ground. That is with paying considerably MORE than what I have been "supposed" to pay. No wonder so many people in this country do not go to college.
I am left wondering how this is going to play out during the next 10 years or so. If I keep throwing money at this at the same rate I have been, where will I be in a decade? Broke? With a balance of about $70k staring me down?
Fuck.
richter
The Circle of Loans
The fun part is, as soon as you do have it paid off, you'll have this urge to go back to school and start the whole loan thing over again...
Lordy
Man that is sad nd to think I have 105,000. Man oh Man I will never be able to pay it back
Wednesday, April 1st, 2009
I was looking over my student loan info this evening, seeing how much I still owe, how each loan breaks down and so forth, and I noticed something unsettling.
These are the original amounts borrowed for the five separate loans I took out to get through school:
$6,664
$10,000
$19,623
$9,000
$17,290
Total:$62,567
Yikes huh? It gets better.
I have been making payments toward these loans since about July of 2007. During this time I have been paying MORE than my scheduled payment amount, much of the time quite a bit more.
In fact in 2008 I paid $7,071.75 in interest. JUST INTEREST. I am not sure what the full amount is because it is not on the little form they send you for taxes but I would guess it is a bit north of $10,000 for the year.
With that information what would you estimate my current balance to be?
If you guessed $65,177.37 you would be correct.
As you can see I have not yet even made a dent, in fact I have lost ground. That is with paying considerably MORE than what I have been "supposed" to pay. No wonder so many people in this country do not go to college.
I am left wondering how this is going to play out during the next 10 years or so. If I keep throwing money at this at the same rate I have been, where will I be in a decade? Broke? With a balance of about $70k staring me down?
Fuck.
richter
The Circle of Loans
The fun part is, as soon as you do have it paid off, you'll have this urge to go back to school and start the whole loan thing over again...
Lordy
Man that is sad nd to think I have 105,000. Man oh Man I will never be able to pay it back